Trusted by 2.4M people worldwide

Borderless banking for a connected world

Open a multi-currency account in minutes. Send money to 195 countries, manage virtual cards, and track every transaction in real time.

Bank-grade security 195 countries Mobile-first

Available balance

$24,580.42

USD

$12,400

EUR

€8,120

GBP

£3,500

•••• •••• •••• 4242VALID 12/29

2.4M+

Active customers

195

Countries served

147

Currencies supported

$18B+

Processed annually

Everything you need, in one app

A complete banking experience built for how you actually live, work and travel today.

Multi-currency wallets

Hold and convert 147+ currencies with mid-market exchange rates updated in real time.

Global transfers

Send money to any bank account in 195 countries via SWIFT, SEPA, ACH and local rails.

Virtual & physical cards

Instantly issue virtual cards for online spending, or order a metal card delivered worldwide.

Bank-grade security

256-bit encryption, biometric login, 2FA, and 24/7 fraud monitoring on every transaction.

Instant payments

Move money between Equity accounts in seconds — no fees, no delays, no waiting.

Smart analytics

Track spending by category, set budgets, and export statements with one tap.

Get started in minutes

Three simple steps to your global account.

01

Create your account

Sign up with your email and verify your identity in under 5 minutes.

02

Fund your wallet

Add money via card, bank transfer, or receive funds from anywhere in the world.

03

Send, spend, save

Transfer globally, spend with virtual cards, and track everything in real time.

Loved by customers worldwide

Rated 4.9 out of 5 across 180,000+ reviews.

"Equity made getting paid by international clients painless. Money lands within minutes and the fees are tiny compared to my old bank."

Amara O.

Freelance designer · Lagos

"We run payroll across 14 countries through Equity. The dashboard is clean, the API is solid, and support actually responds."

Marcus L.

Founder · Berlin

"I send money home every month. The exchange rate is honest and the app is genuinely beautiful. I tell all my friends about it."

Priya S.

Student · Toronto

"SWIFT transfers used to take 3 days and cost a fortune. With Equity, my suppliers get paid same-day and I save thousands monthly."

Jamal K.

Importer · Dubai

Simple, transparent pricing

Choose the plan that fits how you bank. Upgrade or cancel anytime.

Personal

For everyday banking

Free
  • Multi-currency wallet
  • Free internal transfers
  • 1 virtual card
  • Standard support
Most popular

Plus

For frequent travelers

$9/mo
  • Everything in Personal
  • 5 virtual cards
  • Free ATM withdrawals
  • Priority support
  • Lower FX fees

Business

For growing teams

$29/mo
  • Everything in Plus
  • Team accounts & roles
  • Bulk payouts & API
  • Dedicated manager
  • Custom invoicing

256-bit encryption

2FA & biometrics

Real-time monitoring

24/7 support

Frequently asked questions

Join 2.4 million people banking better

Open your free Equity account in minutes. No paperwork, no minimums, no surprises.